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Joint Stock Company Kaspi.kz vs Procter & Gamble

KSPI vs PG — return on capital, cash generation, margins and balance sheet side by side.

KSPI

4 / 5

measures where KSPI leads

PG

1 / 5

measures where PG leads

A simple count of which company scores better on each measure — not a recommendation to buy or sell.

MeasureKSPIPG · FY2026
Revenue—$87.0B
Net income—$16.0B
Revenue growth (yearly, multi-year)—2.1%
Free cash flow—$15.1B
Free cash flow margin—17.4%
Net cash / (debt)——
ROIC42.8%17.5%
Return on equity53.5%30.1%
Gross margin47.4%50.2%
Operating margin32.6%22.7%
Net debt / EBITDA-0.35x1.06x

Figures are as reported by each company; latest fiscal year shown.

Where Joint Stock Company Kaspi.kz's cash went

Not reported yet.

Full KSPI profile →

Where Procter & Gamble's cash went (FY2026)

Capital spending
$4.4B
Buybacks
—
Dividends
—
Acquisitions
—
Net debt issued / (repaid)
—
Full PG profile →

Ask which business is stronger

"Which one reinvests at higher returns?" "Who carries more risk in its filings?" Get answers drawn straight from both companies' filings.

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