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Joint Stock Company Kaspi.kz vs Western Digital

KSPI vs WDC — return on capital, cash generation, margins and balance sheet side by side.

KSPI

2 / 5

measures where KSPI leads

WDC

3 / 5

measures where WDC leads

A simple count of which company scores better on each measure — not a recommendation to buy or sell.

MeasureKSPIWDC · FY2026
Revenue—$12.9B
Net income—$9.4B
Revenue growth (yearly, multi-year)—-8.9%
Free cash flow—$3.5B
Free cash flow margin—27.2%
Net cash / (debt)——
ROIC42.8%40.1%
Return on equity53.5%131.0%
Gross margin47.4%48.9%
Operating margin32.6%35.6%
Net debt / EBITDA-0.35x-0.11x

Figures are as reported by each company; latest fiscal year shown.

Where Joint Stock Company Kaspi.kz's cash went

Not reported yet.

Full KSPI profile →

Where Western Digital's cash went (FY2026)

Capital spending
$418.0M
Buybacks
—
Dividends
—
Acquisitions
—
Net debt issued / (repaid)
—
Full WDC profile →

Ask which business is stronger

"Which one reinvests at higher returns?" "Who carries more risk in its filings?" Get answers drawn straight from both companies' filings.

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