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Joint Stock Company Kaspi.kz vs Oracle

KSPI vs ORCL — return on capital, cash generation, margins and balance sheet side by side.

KSPI

2 / 5

measures where KSPI leads

ORCL

3 / 5

measures where ORCL leads

A simple count of which company scores better on each measure — not a recommendation to buy or sell.

MeasureKSPIORCL · FY2026
Revenue—$67.4B
Net income—$17.1B
Revenue growth (yearly, multi-year)—12.2%
Free cash flow—(23.7B)
Free cash flow margin—-35.2%
Net cash / (debt)——
ROIC42.8%11.1%
Return on equity53.5%58.6%
Gross margin47.4%65.8%
Operating margin32.6%33.3%
Net debt / EBITDA-0.35x3.29x

Figures are as reported by each company; latest fiscal year shown.

Where Joint Stock Company Kaspi.kz's cash went

Not reported yet.

Full KSPI profile →

Where Oracle's cash went (FY2026)

Capital spending
$55.7B
Buybacks
—
Dividends
—
Acquisitions
—
Net debt issued / (repaid)
—
Full ORCL profile →

Ask which business is stronger

"Which one reinvests at higher returns?" "Who carries more risk in its filings?" Get answers drawn straight from both companies' filings.

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