Head-to-head · free
Joint Stock Company Kaspi.kz vs Mosaic
KSPI vs MOS — return on capital, cash generation, margins and balance sheet side by side.
KSPI
5 / 5
measures where KSPI leads
MOS
0 / 5
measures where MOS leads
A simple count of which company scores better on each measure — not a recommendation to buy or sell.
| Measure | KSPI | MOS · FY2025 |
|---|---|---|
| Revenue | — | $12.1B |
| Net income | — | $540.7M |
| Revenue growth (yearly, multi-year) | — | -0.6% |
| Free cash flow | — | (534.6M) |
| Free cash flow margin | — | -4.4% |
| Net cash / (debt) | — | — |
| ROIC | 42.8% | 2.3% |
| Return on equity | 53.5% | 4.6% |
| Gross margin | 47.4% | 15.8% |
| Operating margin | 32.6% | 9.0% |
| Net debt / EBITDA | -0.35x | 2.55x |
Figures are as reported by each company; latest fiscal year shown.
Where Mosaic's cash went (FY2025)
- Capital spending
- $1.4B
- Buybacks
- —
- Dividends
- —
- Acquisitions
- —
- Net debt issued / (repaid)
- —
Ask which business is stronger
"Which one reinvests at higher returns?" "Who carries more risk in its filings?" Get answers drawn straight from both companies' filings.
Compare them free