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Bar Harbor Bankshares vs Joint Stock Company Kaspi.kz

BHB vs KSPI — return on capital, cash generation, margins and balance sheet side by side.

BHB

0 / 0

measures where BHB leads

KSPI

0 / 0

measures where KSPI leads

A simple count of which company scores better on each measure — not a recommendation to buy or sell.

MeasureBHB · FY2025KSPI
Revenue——
Net income$36.9M—
Revenue growth (yearly, multi-year)3.4%—
Free cash flow$43.5M—
Free cash flow margin——
Net cash / (debt)——
ROIC—42.8%
Return on equity—53.5%
Gross margin—47.4%
Operating margin—32.6%
Net debt / EBITDA—-0.35x

Figures are as reported by each company; latest fiscal year shown.

Where Bar Harbor Bankshares's cash went (FY2025)

Capital spending
$4.8M
Buybacks
—
Dividends
—
Acquisitions
—
Net debt issued / (repaid)
—
Full BHB profile →

Where Joint Stock Company Kaspi.kz's cash went

Not reported yet.

Full KSPI profile →

Ask which business is stronger

"Which one reinvests at higher returns?" "Who carries more risk in its filings?" Get answers drawn straight from both companies' filings.

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