Head-to-head · free
American Express vs Bank of America Corporation
AXP vs BAC — return on capital, cash generation, margins and balance sheet side by side.
AXP
3 / 6
measures where AXP leads
BAC
3 / 6
measures where BAC leads
A simple count of which company scores better on each measure — not a recommendation to buy or sell.
| Measure | AXP · FY2025 | BAC · FY2025 |
|---|---|---|
| Revenue | $41.3B | $191.6B |
| Net income | $10.8B | $30.5B |
| Revenue growth (yearly, multi-year) | 10.5% | 19.5% |
| Free cash flow | $16.0B | $12.6B |
| Free cash flow margin | 38.7% | 6.6% |
| Net cash / (debt) | — | (134.1B) |
| ROIC | — | — |
| Return on equity | 33.8% | 10.6% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net debt / EBITDA | — | — |
Figures are as reported by each company; latest fiscal year shown.
Where American Express's cash went (FY2025)
- Capital spending
- $2.4B
- Buybacks
- —
- Dividends
- —
- Acquisitions
- —
- Net debt issued / (repaid)
- —
Where Bank of America Corporation's cash went (FY2025)
- Capital spending
- $0
- Buybacks
- $24.1B
- Dividends
- $9.6B
- Acquisitions
- $0
- Net debt issued / (repaid)
- $45.5B
Ask which business is stronger
"Which one reinvests at higher returns?" "Who carries more risk in its filings?" Get answers drawn straight from both companies' filings.
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