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Fiserv

FISV · Updated 11/13/2026

Revenue

$21.2B

Fiscal 2025

Net income

$3.5B

Fiscal 2025

Free cash flow

$4.3B

Fiscal 2025

Net cash / (debt)

—

Fiscal 2025

Five-year financials

Fiscal year20252024202320222021
Revenue$21.2B$20.5B$19.1B$17.7B$16.2B
Net income$3.5B$3.1B$3.1B$2.5B$1.3B
Diluted EPS—————
Operating cash flow$6.1B$6.6B$5.2B$4.6B$4.0B
Free cash flow$4.3B$5.1B$3.8B$3.1B$2.9B
Cash$798.0M$1.2B$1.2B$902.0M$835.0M
Total debt—————

Financial trends

Historical · FY2021–FY2025

Source: Reported annual filings (10-K / 20-F) and provider data. Fiscal years as reported; margins are calculated from the reported figures shown.

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Where the cash went

Cumulative, fiscal 2021–2025, straight from the reported cash-flow statements.

Reinvested in capex

27.8%

of operating cash flow

Returned to owners

—

of free cash flow (buybacks + dividends)

Diluted share count

—

change 2021–2025

Capital expenditure $7.4BBar width = share of $26.5B operating cash flow
Operating cash flow$26.5B
Capital expenditure($7.4B)
Free cash flow$19.1B
Share buybacks—
Dividends paid—
Acquisitions (net)—
Net debt issued / (repaid)—
Stock-based compensation (non-cash)—

"—" means a year didn't report that line, so no total is shown rather than an estimate.

Fiserv return on capital (fiscal 2025)

ROIC

8.6%

Return on capital

8.8%

Return on equity

13.2%

Return on assets

4.4%

Gross margin

59.4%

Operating margin

26.9%

Net debt / EBITDA

2.91x

Fiserv insider buying and selling

Recent open-market trades reported on Form 4. Context only — not a reason to buy or sell.

DateInsiderTypeSharesPrice
2026-08-07FRITZ LANCE MPurchase10,000$51.95

SEC filings

  • 10-K · period 2025-12-312026-02-19EDGAR

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